Loading your UPside card
The maximum balance on your UPside card is $5,000. There is no minimum balance required (unlike most banks we won’t charge you a fee if you don’t maintain an average minimum balance):
- You can load cash onto your card at 60,000 retailers nationwide New!
- You can receive your salary from your employer
- You can use your existing debit or credit card
- Funds can be transferred from a checking account (including your own)
- Other UPside cardholders can send you money too!
1 - You can load cash onto your card at 60,000 retailers nationwide
You can load cash directly onto your UPside Card with a Green Dot® MoneyPak®, available at thousands of retailers nationwide. This can be done at the time of enrollment or after you’ve received your card. Just follow these simple steps:
- Visit a Green Dot® retailer or www.moneypak.com to find a location near you.
- Pick up a Green Dot® MoneyPak® from the Prepaid Product section.
- Purchase it for any amount between $20 - $500. A $4.95 service fee will be added to your purchase.
- Visit www.moneypak.com or call 1-800-GREENDOT to add the funds to your card. Provide your UPside Card number and your MoneyPak number. Your funds are instantly available for purchases.
Or, if using a MoneyPak at enrollment, you will need to enter your MoneyPak number on the specified enrollment screen.
2 - You can receive your salary from your employer
Print the voided check showing your DDA number and send it to your employer. You will receive your salary directly to your UPside card.
Click here to get your voided check with the DDA number.
3 - You can use your existing debit or credit card
You can fund your UPside Visa Prepaid Card from any of your existing Visa or Mastercard credit or debit cards. This is done directly from your online card account and funds appear instantly
4 - Funds can be transferred from a checking account (including your own)
Your card comes with a Direct Deposit Account number similar to the number of any bank checking account. Send your card’s DDA number to whoever needs to send you money from their checking account (you can email it directly from your online account from the Fund My UPside Card window). They simply have to initiate a regular transfer to the account designated by your DDA number.
Click here for your DDA number.
NOTE: Most banks offer account to account transfers from their website, however here are some useful tips for you and the sender of funds:
- some banks send two micro-deposits (under $1) on your card prior to the intended full transfer to verify that there was no mistake in the DDA number and that you do have access to the card account. In this case, just commuincate the two micro-deposit amounts to the sender when you receive them in the card.
- If the sender’s bank does not provide online transfers, the sender simply needs to go to the bank branch and initiate the transfer in person.
Click here for step by step instructions on how money can be sent from a checking account to an UPside card.
5 - Other UPside cardholders can send you money too!
You can receive funds from any other UPside cardholder directly to your card, instantly and for free. You will receive an email when someone has initiated a card-to-card transfer and will see the load in the list of transactions of your online card account.
And, don’t forget that you can send funds easily from your card to another UPside card from your online card account in the UPtoU window. All you need is the receiver’s email or mobile phone number that they used to open their card account.
