Best Consumer-Funded Prepaid Program

Reloadable Prepaid Card from UPsideCard.com

The maximum balance on your UPside card is $10,000. Each month, you can load up to $10,000 through Direct Deposit and $5,000 in cash through the GreenDot MoneyPak network. You can load your UPside card in multiple ways:
  1. Receive free Direct Deposit from your employer, the IRS or any benefits provider.
  2. You can load cash onto your card at 50,000 retailers nationwide.
  3. Other UPside cardholders can send you money too!
  4. Funds can be transferred from any checking account (including your own).
  5. Some cardholders may be eligible to load funds with a credit/debit card in their name.
1.
Direct Deposit
Direct Deposit from employers, IRS, or any benefits providers*
Give the Direct Deposit stub or voided check located on your online card account to your employer or benefits provider to receive funds just like a checking account. You can find this information on the Direct Deposit window of your online card account, where you can also print a voided check or DDA stub.

And, for a limited time, get 1000 cash back reward points for your first Direct Deposit completed within 60 days of activation!

* Any load originating from the federal government (i.e. tax refunds, social security) must be in the cardholder's name. Any loads for a third-party recipient will be reversed.
2.
GreenDot MoneyPak
With cash and a GreenDot MoneyPak
Load cash directly to your Upside reloadable card with a GreenDot MoneyPak available at 50,000 retailers nationwide including Walgreens, CVS, and Walmart. It's easy:
  • Purchase a MoneyPak from the prepaid card section of your local MoneyPak retailer.
  • Enter the MoneyPak details directly from your online card account at www.upsidecard.com. If purchasing from a 7-Eleven, you can request that the cashier load your UPside card directly by swiping it at the cash register – just ask for a MoneyPak cash-to-card load.
Note: You can load up to $1100/24 hours, $3500/7 days and $5000/month. Some retailers request 60 minutes before loading your MoneyPak.
Find a MoneyPak retailer nearest you:     Zip:      Distance (miles):     
3.
Card-to-Card
Using your online UPside card-to-card money share service
Does a fellow UPside cardholder owe you money? You can receive funds from any other UPside cardholder directly to your card, instantly and for FREE. You will receive an email when someone has initiated a card-to-card transfer and will see the load in the list of transactions of your online card account.

Don't forget you can also initiate a card-to-card transfer by logging onto your online card account and simply entering the receiver's email or mobile number linked to their Upside reloadable card account from the money share window.
4.
From any bank account via ACH or eBillme
You can share your unique direct deposit details (see section 1) with anyone to load funds from a bank account.* Not comfortable giving out your details? Use the eBillme load service found on your online account – here's how it works:
eBillme How to load funds. First step How to load funds. Second step How to load funds. Third step
* Please note we cannot accept wire transfers, only ACHs and direct deposit s will load to your card.
5.
With another credit or debit card in your name
This option is only available to cardholders who have used the card for at least three months and receive direct deposit of $1,000 or more each month. If you are eligible, a card load window will be made available on your online card account.